Full Stack Engineer

We’re looking for a full stack engineer who thrives at the intersection of shipping code and talking to the people who use it.

Veritus is a YC-backed startup reinventing loan servicing and debt collection with AI. Our platform enables lenders, servicers, and collections agencies to spin up, personalize, and A/B test AI agents across voice, email, SMS, and chat, while we ensure compliance. This enables our clients to improve collections performance and lower costs, while delivering a great experience to their customers. We’re also using the platform in our own collections agency, allowing us to push the envelope in how much we can automate across the full collections stack.

Join us if you’re a hands-on builder who turns complex problems into simple, working solutions, and who is excited to work in a fast-paced startup environment.

About You

• 3+ years of engineering experience as an individual contributor in a full-stack environment
• A proven track record of building modern web applications in Typescript and React
• Experience building and consuming APIs
• Passionate about building and working on AI systems
• Strong product intuition
• Based in San Francisco, CA and willingness to work in-person
• Enjoy engaging with various partners, particularly those outside engineering

Tech Stack

• Languages: TypeScript
• Frameworks: NextJS, React
• Hosting: Google Cloud Platform

Benefits

• Competitive compensation package, including equity
• Inclusive healthcare package
• Stipends for AI tools like Cursor and Claude Code
• Flexible time off

Veritus committed to fostering and empowering an inclusive community within our organization. We do not discriminate on the basis of race, religion, color, gender expression or identity, sexual orientation, national origin, citizenship, age, marital status, veteran status, disability status, or any other characteristic protected by law.

About the company

Veritus is a next-generation, vertically integrated debt buyer and collections platform powered entirely by AI. We acquire charged-off consumer debt and service it using in-house AI agents—including voice AI—replacing costly and inconsistent human collectors with automated agents that are faster, cheaper, and more compliant.

By owning the full stack—from debt acquisition and portfolio valuation to omnichannel outreach and negotiation—we drastically reduce cost-to-collect, enabling us to pay more for portfolios and scale rapidly. Veritus is positioned to lead a massive transformation in the $16B+ collections industry, expanding from debt buying into third-party servicing and SaaS.

We’ve just joined Y Combinator’s Summer 2025 batch and are backed by repeat founders with deep experience in AI, fintech, and regulatory-heavy industries. Now we’re building out the founding team—and looking for world-class engineers who want to work at the heart of a high-margin, AI-native vertical business.